As a 1099 sole proprietor, you work hard to build your business—and you deserve access to the same quality benefits traditionally available only to large employers. Today, independent contractors can finally secure comprehensive, affordable protection designed specifically to meet their unique needs.
Our program offers a full suite of benefits, including medical coverage, accident protection, hospital indemnity plans, life insurance up to age 121, and identity theft protection. Whether you're a freelancer, consultant, gig worker, or self-employed professional, these options give you the peace of mind and financial security to protect your health, your income, and your future.
Explore how these plans can support you and your family—because being independent shouldn’t mean going without essential benefits.

Welcome to America’s Consumers & Affiliates, Limited Partnership, where, as a partner, by sharing your share Geo-data, you and your family can gain access to group health benefits.

This policy is designed to pay cash benefits when an employee is hospitalized or receives other medical treatment covered under the
policy and provides cash benefits with streamlined flexibility from day one.
• Supplements existing medical coverage by filling gaps created by rising:

This accident policy provides cash benefits from day one for medical treatment received for covered accidents and injuries, including ambulance services, hospitalization,
and accidental death. It pays regardless of what medical insurance pays and helps offset both medical treatment and non-medical expenses.

Primary Coverage (Age 18-70)
• Up to $50,000: Conditional Issue (1 health question)
• Up to $150,000: Simplified Issue (6 health questions)

If illness or injury kept you from bringing home a paycheck, how would your family make ends meet? Disability income insurance can help. It replaces some of your lost income so you can continue to pay your mortgage, utilities,
childcare, and other everyday expenses.

TrioMED provides benefits that help cover out-of-pocket costs associated with the things in life you can’t plan for, like accidents, critical-illness diagnoses, and accidental death and dismemberment. It helps you get well
without worrying about medical bills piling up.
¾ Get coverage for accident-related health
2026 AC&A LP Benefit Guide 2026 (pdf)
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